Lintil's Blog
We'll guide you through the home buying process
What is a First Time Buyer?
Tags: first time buyer, help to buy
A First Time Buyer (FTB) refers to a person who has never purchased or built a house before. This means that a mortgage or housing loan of any kind has never been issued to you.
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Tips for Viewing a House
Tags: houseviewing, homebuyer
House hunting can be the most exciting part of the home buying journey, especially for First Time Buyers! However, it is important to balance your enthusiasm with a healthy level of detachment.
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Tips for Bidding and Negotiating
Tags: bidding, housingmarket
Negotiation is both an art and a science. Many home buyers can find the thought of bidding on a property and negotiating a price daunting - it doesn’t have to be.
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Costs to consider when buying your home
Tags: saving, first time buyer
When saving for a home, many people regularly forget about the small extras needed when buying. These small extras can add up quickly so before you begin to save you should have a rough estimate of what they are and how much they may cost.
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City vs Country Living
Tags: city living, country living, lifestyle
Town versus country, an age old question which divides the country but also many counties. Both locations have their clear advantages and disadvantages but which is right for you?
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Unveiling the Art of the Auction
Tags: auction, negotiating
When buying a house, not many of us venture into the unknown process of auctions. We have all heard they are fast paced, adrenaline inducing and once the hammer falls there is no return.
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Mortgage Protection. A Quick Guide by Lintil
Tags: mortgage protection, insurance, life insurance
The easiest explanation is that mortgage protection is a form of life insurance that compensates your mortgage lender in the event of your death. Not the nicest thought but necessary to consider! Even if you're not around, this policy makes sure your repayments are still met and that your mortgage gets paid off.
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Starting the Home-Buying Journey? Lintil’s Eight Step Guide
Tags: mortgage, how to, insurance, negotiating
This step is the one where you get your ducks in a row. Figure out the cost of houses in the areas you would like to live in. Ascertain how much you will need to save for a deposit, remember first time buyers only need to save 10% of the value of the mortgage they require. Everyone else needs to save 20%.
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The Saving Fundamentals. How To Save For Your Deposit
Tags: saving, mortgage, goals, debts
Saving the deposit for your next home can seem especially daunting at the start. Where do you begin and how do you cut back? Even the smallest savings can go a long way. We have compiled some tips when saving your deposit, so that mountain is a bit easier to climb.
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